No-Doc Mortgages
No-doc or low-doc home loans allow a borrower to obtain a mortgage without providing traditional income-verification documents to a lender.
Mobile/Manufactured Home Park Loans
These communities can be large or small. While residents own the manufactured or mobile home itself, the owner of the park earns revenue by leasing the land beneath the homes.
Mobile Home Loans
Manufactured home mortgages are loans that finance the purchase or refinance of a mobile home or a manufactured home.
Jumbo Loans
Jumbo mortgage loans are loans with amounts that exceed the maximum amount that Fannie Mae and Freddie Mac will buy. There are different loan thresholds for VA jumbo loans, as well as FHA and USDA.
Investment Property Loans
Investment property loans are used for the purchase of non-primary residences with the intent of earning a return on the investment.
Hotel and Motel Loans
A hotel or motel loan is a type of commercial mortgage that liens a specific classification of hospitality property.
Golf Course Loans
A commercial golf course loan is a mortgage that finances a golf course. Golf courses are categorized as a type of entertainment/recreational property under the commercial umbrella.
Gas Station Loans
Gas stations are a type of retail property that resides under the larger umbrella of commercial properties. Lenders offer gas station loans for purchase, refinance and refinance with cash-out.
Foreign National and ITIN Mortgages
ITIN and DACA recipients are able to obtain a variety of nonqualified mortgages through private lenders that will either service the loans in their own portfolio or sell them on the secondary market.
Fix and Flip Loans
The term “fix and flip loans” refers to financing given to a buyer renovating a distressed residence with the purpose of selling it.
