f2-finance - Lender Search

F2 Finance

233 Wilshire Blvd. #515

Santa Monica, California 90401

About Us

F2 Finance is a direct private lender based in California. We provide fast and flexible short-term bridging and fix & flip finance.

We're focused on lending in: Alabama, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Mississippi, North Carolina, Rhode Island, Tennessee, Texas, Virginia, Washington, and Washington DC.

We are a balance sheet lender, meaning we use our own funds and make all lending decisions in-house. We are independent of Wall Street capital and do not sell our loans! Quick close lender, with no unnecessary red tape (no proof of income, nor tax returns etc). Will compete for your business and help you access the capital you need - fast. LTV's up to 80% and up to 100% of rehab budgets. Loan sizes between $200k-$1.5m.

What We Offer

Loan Types

Bridge Loans
Fix and Flip

Lending Territory

AL, CA, CO, FL, GA, MD, MA, MS, NC, RI, TN, TX, VA, WA, DC

Closing Times

As quick as 3 days

Loan Purposes

Purchase
Refinance
Cash-out
Mid-construction Cash-out

Borrower Types

Corporation
LLC
Trust
Individual

Loan Amounts

$200K - $1.5M

Max Ltv

80% Day 1 LTV
Up to 100% Rehab Costs

Property Types

Single Family
Multifamily
Vacant Land
Cannabis-related
Mixed-use
Retail
Industrial
Office
Hospitality

Loan Terms

12-24 Months

Occupancy

Non Owner Occupied

Lien Position

What We've Done

Alabama
$720,000
Cash out Bridge loan
Commercial Lodge

Parish, FL
$500,000
Refi Bridge
Vacant Land

Milton, Massachusetts
$790,000
Purchase + Fix & Flip
SFR

Contact F2 Finance

F2 Finance will receive your contact information and search scenario, which will help you get the quickest response.