foundation-mortgage - Lender Search

Foundation Mortgage

1680 Michigan Ave. Suite 700

Miami Beach, Florida 33139

About Us

Your Partner for Non-QM Lending Solutions

Foundation Mortgage stands at the forefront of the NonQM space, specializing in both Wholesale and Correspondent Lending.

Renowned as one of the leading lenders, built on the foundation of seasoned industry leaders who bring decades of knowledge and experience. Our commitment to excellence and white-glove service underpins every transaction, ensuring we provide the highest level of service and innovative solutions our partners require.

Discover the Foundation Mortgage Difference

Foundation Mortgage stands out in the competitive landscape of NonQM lending, offering a unique blend of products, services, and expertise designed specifically to meet the needs of our clients. Discover why Foundation Mortgage is the premier NonQM mortgage lending in the country:

Comprehensive Product Suite: Access to a wide range of mortgage products ensures you can meet the diverse financial needs of your clients.
Exceptional Service Support: Our dedication to supporting our partners is unmatched. We provide personalized service and assistance ensuring a smooth and efficient experience for you and your clients.
Competitive Rates: We offer the most competitive pricing along with the exceptional customer means you can drive more business opportunities.

What We Offer

Loan Types

Bank Statement
Asset Depletion
P&L Only Options
ITIN
DSCR
Seconds
Foreign National
Jumbo up to $5M

Rates

Competitive Rates Everyday

Lending Territory

Residential: AL AZ AR CA CO CT FL HI ID IL IN ME MD MI MN NV NJ NM NC ND OH OK OR PA SC TN TX UT VT VA WA WY
Business Purpose: Nationwide

Closing Times

24 Hours

Loan Purposes

Purchase
Refinance
Cash-Out Refinance

Borrower Types

Individual
Self-Employed
Foreign National
ITIN
Non-Occupant Co-Borrower
1st Time Home Buyer
LLC
Corporation
Partnership
Trust

Documentation

Full Doc 12&24-month
DSCR
Personal Bank Statements12&24-month
Business Bank Statements 12&24-month
CPA Prepared P&L 12&24-month
Asset Related
1099 12&24-month

Cltv

Up To 90%

Loan Amounts

$100K - $5M
$8M (with exception)

Max Ltv

Property Types

Condotels
Residential Up To 10 Units
Mixed Use Up To 8 Units
SFR
2-4 Unit
5-10 Unit
Planned Unit Development
Townhouse
Condo
Cooperative

Loan Terms

40, 30, 25, 20, 15, 10 years Fixed, 3/6, 5/6, 7/6, 10/6 ARM

Occupancy

Owner Occupied
Second Home
Investment
Commercial

Lien Position

1st & 2nd

Who We Are

I wanted to thank you and your team for all that you have done for me while working with Foundation. You are always available, always answer your phone for anything I need. I have worked with other lenders and the service you provide is second to none. Wanted to say thank you to your team for being there for me when I needed them, that I appreciate you & your team for all you do to help my loans always close on time and efficiently.

ROBERT H

We have been sending most of our NQM files in the last 2 years to Foundation Mortgage happily working with Ryan, Dean, and Scott, and have always been completely satisfied with their performance. They do an excellent job, are always punctual to meet our deadline, and offer the most competitive rates in town.

RUTH E

Tom and Foundation Mortgage really came through when no other lender would and is greatly appreciated by me and the borrowers. The loan was a challenge but your persistence and guidance as well as Foundation's willingness to make this loan work is a huge asset to the lending community of brokers and I know where to take all my Non-QM business moving forward. Look forward to closing more deals with you all.

JOSH V

Contact Foundation Mortgage

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